-
What is a payday loan, military payday loanor cash advance loan?
A pay day loan or a cash payday advance is a quick and confidential way to get a short term cash advance until your next paycheck. These are short-term cash advances that allow you to have money quickley and the ability to pay back in a short term.
-
What can a cash payday loan or military loan be used for?
Your cash funds can be use for anything you like, such as car bills, phone bills, or household items. It's up to you why you need a payday cash advance- we are simply here to make your cash flow more positive when you need money most!
-
What are the requirements for a online cash payday loan pre-approval?
- Have full-time job benefits, Social Security benefits, or a retirement pension for at least 3 months.
- Have a valid checking or savings account open for at least 3 months.
- Have the ability to receive phone calls at home/work and a valid email address.
- Be at least 18 years old and a U.S. citizen or a permanent resident of the United States.
- Have a monthly income of at least $1,000 take-home (net pay after taxes) amount per month.
- You must have payroll or other benefits directly deposited into your checking or savings account.
- Not have a loan application or a current open still pending payoff cash loan with other providers.
-
How long does the EZ Quick Cash payday loan process take?
Our cash loan customers receive approval within hours of applying for a money advance loan. Because the money is wired directly into your checking or savings account, you can usually have access to your funds the very next business day.
-
How much money can I borrow?
As a first time applicant you can borrow up to $500 (five hundred dollars). After you pay off your first cash loan, you can borrow even more each time you use the EZ Quick Cash payday money loan service.
-
How soon can I get my payday loan or cash advance?
If your application is approved by 4 p.m. EST on any given business day you will receive the payday money / cash loan funds the following BUSINESS DAY. Please verify that you have submitted the correct bank routing number and checking account number. This will enable us to get the cash payday loan funds to you as quickly as possible.
Cash advance loans accepted after 4:00pm EST are funded the next business day. However cash loans that are applied for on weekends and holidays will be processed the first following business day.
|
Send Application
(By 4:00pm EST)
|
Day Funds Available
|
|
Mon |
Tues |
Wed |
Thur |
Fri |
Monday |
|
X |
|
|
|
Tuesday |
|
|
X |
|
|
Wednesday |
|
|
|
X |
|
Thursday |
|
|
|
|
X |
Friday |
X |
|
|
|
|
Saturday/Sunday |
|
X |
|
|
|
What if I have bad credit or filed for bankruptcy?
If you have poor credit it will not affect the approval of your cash loan. However, if you have currently filed for bankruptcy, we will not be able to extend a cash advance loan to you.
How much does a payday loan cost?
Our fees for an online cash advance payday loan (up to 18 days) are $25 per every $100 borrowed. For example, if you borrowed $300 the fees would total $75, so your repayment cash loan amount total would be $375 for $300 barrowed for a online cash advance.
-
What is the period of time the short-term cash payday loan is designed for?
EZ Quick Cash's online payday loans are intended to be used for quick cash in the case of a financial emergency. The loan period is most often 14 days, but no longer than 18 days, and no less than 7 days.
-
How will I get any confirmation about my online cash loan approval?
EZ Quick Cash will send you an email confirmation upon your approval for your payday cash advance and when your money transfer will take place in to your bank account. You can also verify your cash loan deposit with your banking branch office.
-
How and when do I repay my cash advance loan?
Your online payday loan is paid off when you receive your next paycheck. EZ Quick Cash will automatically withdrawl the cash loan amount with interest from your bank account as per contract agreement for pay day cash loans.
-
Can I extend my pay day advance cash loan?
Sure you can! Here at EZ Quick Cash, we understand that on certain occasions you might find it difficult to make a payment on the day you've scheduled. On such occasions, you can go online at EZQuickCash.com up to 3 days prior to the repayment due date of your cash loan and choose a payment option plan that works best for you. We make it extremely easy to get a payday cash loan advance!
-
Is my cash advance transaction confidential?
We respect our customers’ desire for privacy in managing their personal financial matters. All online cash advance transaction are strictley confidential, and we will treat your personal information accordingly. EZ Quick Cash will never sell or share your personal information or payday cash advance transaction with anyone.
-
How do I determine my due date of my cash advance loan?
All loans are due on your next payday unless:
- Your payday is less than 7 days away: In this case your payment will be held until your second payday.
- Your next payday is more than 18 days, in this case there will be an extra-prorated charges for every additional day.
-
How many times can I refinance my payday cash advance loan?
You can refinance in full 4 times. Then you have to start paying finance charges and payments of $50 towards loan balance up to $500 or $100 towards loan balance from $500-$1000. This will occur every time you choose to refinance until your payday loan is paid off. You can still choose to pay off your cash advance loan at any given time.
-
What if I don’t have access to a fax machine?
Fax machine services are offered in public libraries, Kinko's, Office Depot, Office Max, Staples, Mail Box Etc, UPS Stores and others.
-
Can I pay my cash loan advance in full at any given time?
Yes you are allowed to pay off your payday cash loan advance at any time.
-
If I pay my cash advance loan in full, how long must I wait until I can apply for a renewal?
If you recent paid off your payday loan, please be aware that there is a waiting period of 3-4 business days before you can apply for a renewal. We must verify that we have successfully received your payment in full and that all funds have cleared your bank.
-
What documents do I need to send so that my cash loan application will be processed?
- Your most recent bank statement
- 2 of your most recent pay stubs
- Your driver license or state ID
-
When requesting an extension on my advance loan, will I receive an approval email regarding my request?
Yes the day before your extension is processed you will receive an approval email confirming your extension request on your cash advance loan.
What happens after I submit a payment request?
The amount you have selected to pay will be deducted from your checking account on your due date. You are entering into a NEW LOAN PERIOD, which obligates you to pay the finance charge associated with your new principal balance at the end of the next pay period.
-
When will my payment towards my cash advance loan hit my bank account?
The request to withdrawal your payment from your account will arrive at your bank at 12 am in the morning on the day that you are due. You are required to have direct deposit. Please email us to change your due date for any reason
Am I going to receive an email reminder before the due date of my loan?
Yes. We will send you a reminder email 3 to 4 days before you due date so you can take the time, explore our payment options page and choose the best payment option for yourself.
-
Can I have more than one cash advance loan at a time with EZQuickCash.com?
No. We only allow one cash advance loan per household or bank account at a time.
I receive Social Security Payment as my income, can I still got a pay day loan?
No, you are required to have a full time job and regular income to qualify for a pay day loan.
How is my personal information protected?
To learn about how we protect your personal refer to our privacy policy page.
